Credit Analyst - Microfinance Bank

Join our dynamic team as a Credit Analyst at Bank Pembiayaan Mikro Gorontalo. We are seeking a skilled professional to evaluate loan applications, assess creditworthiness, and support our mission of empowering small businesses and entrepreneurs in Gorontalo. If you have a passion for finance and a commitment to social impact, this is the perfect opportunity for you.

As a Credit Analyst in Gorontalo, you will play a crucial role in our microfinance operations. You will be responsible for reviewing loan applications, conducting credit assessments, and ensuring compliance with our lending policies. This role offers a unique blend of financial expertise and social responsibility, making it an ideal choice for those who want to make a difference.

Bank Pembiayaan Mikro Gorontalo is a leading microfinance institution in Gorontalo, dedicated to providing financial services to underserved communities. We pride ourselves on our innovative approach and our commitment to sustainable development. Join us and be part of a team that is transforming lives through finance.

📋 Tanggung Jawab Pekerjaan

• Evaluate loan applications to determine creditworthiness and risk levels.
• Conduct credit assessments using financial statements, collateral, and other relevant information.
• Review and approve loan applications based on internal policies and regulations.
• Monitor loan portfolios to ensure timely repayment and identify potential defaults.
• Provide financial analysis and recommendations to support lending decisions.
• Ensure compliance with internal policies, regulatory requirements, and ethical standards.
• Collaborate with the operations team to facilitate smooth loan disbursement and collection processes.
• Stay updated with industry trends and best practices in microfinance.

🎓 Kualifikasi & Syarat

• Bachelor's degree in Finance, Accounting, Economics, or a related field.
• Minimum of 3 years of experience in credit analysis or a similar role in the banking or financial services industry.
• Strong knowledge of microfinance principles and practices.
• Proficiency in using Microsoft Office Suite, particularly Excel and PowerPoint.
• Certification in financial analysis or credit risk management is a plus.
• Excellent analytical and problem-solving skills.
• Strong communication and interpersonal skills.
• Ability to work independently and as part of a team in a fast-paced environment.

🛠️ Keahlian

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